La Trobe Financial is trusted to manage investments for over 130,000 investors globally~. We are committed to protecting your wealth and delivering market-leading returns across the cycle.
Our foundational asset class, Australian Credit Fund products, provides investors access to high-quality, time-tested^ portfolios.
Australian Property Credit is a vast asset class, and our $14 billion La Trobe Australian Credit Fund offers investors an opportunity to access this asset class via a range of unique and time-tested^ investment accounts. With a focus on quality assets and disciplined investment processes, these accounts aim to preserve your wealth and provide low volatility income in good times and bad.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our flagship 12 Month Investment Account has been recognised as the “Best Credit Fund – Mortgages” for 17 consecutive years by Money magazine.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our Classic Notice Account offers investors a competitive variable rate of return from investment in a range of credit assets.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our 90 Day Notice Account provides a low-medium risk** investment in first registered mortgages, Australian cash, and credit instruments.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our 6 Month Notice Account provides investors with greater flexibility to suit their income and investment duration requirements.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Invest in our 2 Year Investment Account for low volatility income. Access loans secured by first mortgages across Australia.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Discover extended investment opportunities with our 4 Year Investment Account. Invest in Australian residential and commercial credit assets.
From
7.50 % * p.a.*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Join one of Australia’s largest peer-to-peer lending platforms. All loans included in the Select Investment Account are assessed by La Trobe Financial and secured by a registered mortgage over property in Australia.
Seven decades of experience. Over 550 staff. The scale to bring opportunities to investors that other managers cannot access.
Time-tested^ portfolios with proven performance across every economic cycle.
A commitment to high quality assets and disciplined investment processes delivering resilient performance across the market cycle^.
We track and report on the performance of our funds every month. The latest reports for the La Trobe Australian Credit Fund are available via our Forms Library.
At La Trobe Financial, we are committed to delivering market leading investment solutions. With a strong performance record through every economic cycle^, the 12 Month Investment Account has been judged the ‘Best Credit Fund – Mortgages’ for 17 consecutive years by the well-known finance journal, Money magazine.
~ Total investors is calculated by adding all individual & joint investors (which includes some investors with a current zero balance in their account) to reasonable estimates of investors investing via platform, trusts or SMSFs.
^Past performance is not a reliable indicator of future performance.
**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.
#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.
Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.
