Investment Account Comparison

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Classic 48 hour
Account
12 Month Term
Account
Select Investment
Account
High Yield Investment
Account
Investor Net Returns 3.20%* 5.20%* from 6.00%*6 from 7.00%*6
Term 48 hours 12 months customised (you choose) 3 years
Basis Pooled Pooled Peer-to-Peer (P2P) Mixed Pool & P2P
Interest Paid Monthly Monthly Monthly or Quarterly Monthly or Quarterly
Min Invest (No Max) $1,000 $1,000 $1,000 $100,000
Compound Return 3.25% p.a. 5.33% p.a. from 6.15% p.a. from 7.15% p.a.
Risk Grade Low Low-Medium Medium-High Medium-High
Fixed/Variable Variable Variable Variable or Fixed Variable
Entry Fee Nil Nil Nil Nil
Account Size $249.0m $780.1m $355.1m $58.3m
Cash & Liquid Investments $80.9m $68.4m $0.4m $0.3m
Credit Assets $0m $0m $0m $30.9m
Mortgages $168.1m $711.7m $354.7m $27.1m
No of Mortgages 432 1,643 574 103
Average LVR (%) 67.9% 63.4% 60.0% Varies
No of Investors 5,837 6,069 5,274 127
Average Investment $389,057 $433,199 $617,917 $262,647
Largest Investment $3,312,926 $6,895,600 $13,767,080 $8,290,710
Fixed Rate Exposure 10.2% 13.3% 51.2% 88.3%
Variable Rate Exposure 89.8% 86.7% 48.8% 11.7%
Arrears (>90 days) 3.2% 2.2% 3.4% 0.1%
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Past
Performance

Return
Cash
Rate
Perfor-mance

Return
Bench-mark
Perfor-mance

Return

Return
1 Month
0.27%
0.13%
+0.14%
0.43%
0.28%
+0.15%
0.64% 0.98%
3 Months
0.80%
0.38%
+0.42%
1.31%
0.82%
+0.49%
1.93% 2.98%
6 Months
1.61%
0.75%
+0.86%
2.63%
1.63%
+1.00%
3.87% 6.09%
1 Year
3.25%
1.62%
+1.63%
5.33%
3.44%
+1.89%
7.88% 12.48%
2 Years
3.32%
1.83%
+1.49%
5.38%
3.59%
+1.79%
7.95% 12.02%
3 Years
3.59%
2.05%
+1.54%
5.63%
3.80%
+1.83%
8.06% 11.56%
5 Years
4.10%
2.43%
+1.67%
6.12%
4.15%
+1.97%
8.38% 11.59%
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Maturity Profile
Amount
Percent
Amount
Percent
Amount
Percent
Amount
Percent
0-6 Months
$29.0m
17.3%
$147.2m
20.7%
$178.8m
50.4%
$8.7m
32.3%
7-12 Months
$7.4m
4.4%
$77.4m
10.9%
$75.8m
21.4%
$16.3m
60.0
1-3 Years
$12.4m
7.4%
$168.7m
23.7%
$76.5m
21.6%
$0.0m
0.0%
3+ Years
$119.3m
70.9%
$318.4m
44.7%
$23.6
6.6%
$2.1m
7.7%
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As at 31 March 2017
Benchmark for 12 Month Term Account: Bloomberg Ausbond BBI (+1.5%)

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CONSUMER ADVISORY NOTE

La Trobe Financial Asset Management Limited ABN 27 007 332 363 & LFS Licence No 222213 is the issuer and manager of the La Trobe Australian Credit Fund.
It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. The PDS is available here or by calling 1800 818 818.
You should consider carefully whether or not investing in the Fund is appropriate for you.
* Please refer to the disclaimers link on this page for full disclaimers.