Select Investment Account - Peer-to-Peer (P2P)

medium to high risk rating

Australia's leading Peer-to-Peer lender

With more retail investors than any other peer-to-peer platform, La Trobe Financial is Australia’s leading peer-to-peer lender. We connect investors who want a return on their money with creditworthy individuals and businesses who want a simple, competitive loan. We offer security over residential and commercial properties.

You can view our current P2P Investment List now.

Start earning with just $1,000 minimum:

  • your investments are secured by a registered first mortgage over property in Australia
  • individualised loans sourced by La Trobe Financial
  • detailed summary of investment provided to investors by way of a supplementary product disclosure statement (SPDS). You choose term and yield.
  • you decide whether and how much to invest in a loan
  • returns paid monthly
  • no entry or exit fees (if investment held to maturity)
  • personal service from our 200 specialist staff
  • the security of a manager with over 65 years' experience and $12 billion managed
Quick Facts Value
Account Size $384.3m
Cash & Liquid Investments $0.4m
Credit Assets $0m
Mortgages $383.9m
No of Mortgages 599
Average LVR (%) 59.0%
No of Investors 5,520
Average Investment $641,034
Largest Investment $14,405,380
Fixed Rate Exposure 49.4%
Variable Rate Exposure 50.6%
Arrears (>90 days) 3.0%
As at 30 September 2017
FAQs about our P2P Investment List
When can I invest in the Mortgages listed on the weekly "P2P Investment List"?

You can invest in any of the mortgages listed on the weekly P2P Investment List once La Trobe Financial has received your signed Application Form attached to the PDS and holds your cleared funds in the Fund's Classic 48 hour Account. As all mortgages on the weekly P2P Investment List have already settled (unless stated otherwise on the list) the decision is yours when you decide to invest in the mortgages providing there are sufficient funds available.

La Trobe Financial settles each Mortgage first (unless otherwise advised) to settle the loan quickly as a borrower service without the need of having all the investors in place to settle the loan. Investment in a Select Investment is accepted on a Peer-to-Peer (P2P) "first come, first served" basis, so if the Select or High Yield Investment is fully allocated, we may not be able to accept all or part of your investment.

Ratings:

  

Newsletters & Articles File Size Type
November 2015 Financial Standard – The awesome power of the peer-to-peer economy 631 KB file-type
June 2016 Self Managed Super - Sound Principles still critical for P2P Investments 1005 KB file-type
Performance Value
1 month 0.65%
3 months 1.95%
6 months 3.92%
1 years 7.94%
2 years 7.94%
3 years 8.01%
5 years 8.25%
As at 30 September 2017
Maturity Profile Amount Percent
0-6 months $194.8m 50.8%
7-12 months 68.4m 17.8%
1-3 years $106.7m 27.8%
3-5 years $9.1m 2.4%
5+ years $4.9m 1.2%
As at 30 September 2017
April 2017
LTF TV - Peer-to-Peer Investments
Dec 2015
Financial Standard - Peer-to-Peer

April 2013
LTF TV - Select Investment Account

All Investment Products


Key Investor Documents:


La Trobe Financial Asset Management Limited ABN 27 007 332 363 & LFS Licence No 222213 is the issuer and manager of the La Trobe Australian Credit Fund.
It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. The PDS is available here or by calling 1800 818 818.
You should consider carefully whether or not investing in the Fund is appropriate for you.
* Please refer to the disclaimers link on this page for full disclaimers.