*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Access one of Australia’s largest peer-to-peer lending portfolios. The Select Investment Account connects investors with credit-approved borrowers with the aim of producing regular income streams. All loans included in the Select Investment Account are assessed and managed by La Trobe Financial. You can choose from a variety of investment opportunities based on your risk and return appetite.
The Select Investment List is updated and published each Wednesday. Please note that you will need to have your investor number handy in order to invest in these opportunities.
Join one of Australia’s largest peer-to-peer lending platforms, backed by individualised loans secured by property.
Receive supplementary disclosure statements and decide how much to invest
(minimum of $1,000)
Access expert service from our investment specialists, with no entry or exit fees
(if held to maturity).
* The rate of return is not guaranteed and is determined by the performance of the investment you select as disclosed in the SPDS and may be lower than expected. Investment earnings are dependent on the borrower making the payments required under the loan. Payments are generally monthly, but this may be varied by disclosure in the SPDS.
^Liquidity is dependent on the borrower repaying the loan on the due date, and Investors are only entitled to withdraw from the Fund once the loans have been repaid in full by the borrowers.
Create a La Trobe Direct account and enjoy online access to our range of investment options.
Already have an online account? Log into your La Trobe Direct account to manage your investments and deposit funds.
We are here to help. Contact Us to access our contact details or send us an enquiry.
Create your La Trobe Direct online account today. La Trobe Direct gives you online access to our range of investment options.
Verify your identity and we’ll assign you with your unique La Trobe Direct investor number.
Login to your La Trobe Direct online account. Connect a deposit method, select your investment product and deposit funds.
We are always here to help. Talk to our friendly Asset Management team and find the investment option that suits your goals.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our 90 Day Notice Account provides a low-risk** investment in first registered mortgages, Australian cash, and credit instruments.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our 6 Month Notice Account provides investors with greater flexibility to suit their income and investment duration requirements.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Invest in our 2 Year Account for low volatility income. Access loans secured by first mortgages across Australia.
^Past performance is not a reliable indicator of future performance.
**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.
#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.
Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.
