Earn 6.65% p.a.* with our 12 Month Term Account (current variable rate after fees, reviewed monthly)

La Trobe Financial is one of Australia’s leading Alternative Asset Managers and credit specialists, with $18 billion in assets under management.


Make your money work harder with our award winning Credit Fund investment options.



With our broad product range, we are with you at every life stage.

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Protect what really matters to you and your family.



La Trobe Financial’s strength lies in its robust credit and underwriting processes, which have performed over numerous economic cycles.

With high quality investment assets sourced from the $2.5 trillion Australian residential and commercial mortgage market, La Trobe Financial is uniquely placed as Australia’s fastest growing Alternative Asset Manager with:

  • A strong balance sheet and corporate funding profile
  • High quality assets
  • Proven credit management expertise, and
  • A highly diversified funding base


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*The rate of return on your investment are current at 1 December 2023. The rate of return is reviewed and determined monthly and may increase or decrease each month. The applicable distribution for any given month is paid at the start of the following month. The rate of return is not guaranteed and are determined by the future revenue of the Credit Fund and may be lower than expected.

An investment in the Credit Fund is not a bank deposit, and investors risk losing some or all of their principal investment. Past performance is not a reliable indicator of future performance. Withdrawal rights are subject to liquidity and may be delayed or suspended.

La Trobe Financial Asset Management Limited ACN 007 332 363 Australian Financial Services Licence 222213 Australian Credit Licence 222213 is the responsible entity of the La Trobe Australian Credit Fund ARSN 088 178 321. It is important for you to consider the Product Disclosure Statement for the Credit Fund in deciding whether to invest, or to continue to invest, in the Credit Fund. You can read the PDS and the Target Market Determinations on our website or ask for a copy by calling us on 13 80 10.

^You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee usually applies, however, La Trobe Financial has arranged for this to be waived for new customers who join here. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Australian resident Qantas Frequent Flyer members who make an Eligible Investment of a minimum of $10,000 with La Trobe Financial on or after 1 August 2020 in a 12 Month Term Account will receive 1 Qantas Point per $4 invested up to a maximum of 150,000 Qantas Points (at the discretion of La Trobe Financial eligible investors may be entitled to receive additional Qantas Points). Qantas Points will be rounded up to the nearest whole Qantas Point. You must register your Qantas Frequent Flyer details with La Trobe Financial to earn Qantas Points. Qantas Points will be credited to the member’s Qantas Frequent Flyer account by the 7th of the subsequent month after the investment has been made. Unless specifically referred to in this document, this offer cannot be used in conjunction with any other advertised or promotional offer, and may be withdrawn, changed or removed at any time. Click here to view full terms, conditions, eligibility requirements and exclusions. This offer is only available for members investing directly with La Trobe Financial.

To the extent that any statement on this website constitutes financial product advice, that advice is general advice only and has been prepared without considering your objectives, financial situation or needs. You should, before deciding to acquire or to continue to hold an interest in the La Trobe Australian Credit Fund, consider the appropriateness of the advice having regard to your objectives, financial situation or needs and obtain and consider the Product Disclosure Statement for the Fund.

When considering whether to acquire or to continue to hold an interest in the Fund, you should remember that (1) an investment in the Fund is not a bank deposit or a term deposit, and is not covered by the Australian Government’s deposit guarantee scheme. Investing in the Fund has a higher level of risk compared to investing in a term deposit issued by a bank and (2) there are other risks associated with an investment in the Fund. The key risks of investing in the Fund are explained in section 9 of the PDS.

Please refer to the Investor Disclaimers page for full disclaimers.