Our innovative non-resident loan products are available for both residential and commercial investments. What makes these products innovative is the added feature of including fully verified self-employed non-resident borrowers.

Product Details:

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Product Name Non-Residential Non-Residential Commercial
Current Rate^ 6.99^ 6.99%^
Comparison Rate* 7.35%* n/a
Security Type Residential security Commercial security
Loan Purpose Purchase or Refinance Purchase or Refinance
Verification Required Full Doc Method Full Doc Method or Full lease agreement
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $5,000,000 (65% LVR)
$2,000,000 (75% LVR)
$5,000,000 (65% LVR)
$2,000,000 (70% LVR)
Maximum LVR 75% 70%
Lenders Mortgage Insurance required No No
Maximum Loan Term 25 Years 25 Years
Repayment Type Principal & Interest Principal & Interest
Maximum Interest Only Term 5 Years 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) 1.50% of the loan amount 1.50% of the loan amount
Non-Resident Premium 1.00% of the loan amount 1.00% of the loan amount
Additional Repayments No No

Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply. ^ Depends on the loan amount, LVR and/or risk grade of the borrower.

All Lending Products:

Key Borrower Documents: