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Looking out for you®
Our Rural-Resi loan product assists borrowers to purchase or refinance non-metro rural properties of up to 200 acres for personal or business/investment purposes. Our Rural-Commercial product assists borrowers purchase or refinance non-metro rural properties over 100 acres for personal or business investment purposes.
Product Details:
| Product Name | Rural Residential | Rural Commercial |
| Current Rate^ | 5.99 - 8.59%^ | 8.99%^ |
| Comparison Rate* | n/a | n/a |
| Security Type | Rural-Resi ≤ 100 acres | Rural > 100 acres |
| Loan Purpose | Purchase, Refinance and Debt consolidation for personal or business/investment purposes. | Purchase, Refinance and Debt consolidation for personal or business/investment purposes. |
| Verification Required | Full or Lite Doc® methods | Full or Lite Doc® methods |
| Personal or Business/Investment Purposes | Both | Both |
| Minimum Loan Amount | $100,000 | $100,000 |
| Maximum Loan Amount | $1,500,000 | $5,000,000 |
| Maximum LVR | 75% | 55% |
| Lenders Mortgage Insurance required | No | No |
| Maximum Loan Term | 30 Years | 5 Years |
| Repayment Type | Principal & Interest | Interest Only |
| Maximum Interest Only Term | 5 Years | 5 Years |
| Interest Rate Type | Variable | Variable |
| Redraw Available | No | No |
| Application Fee (excl. Val. & Legal Fees) | from 0.75% of the loan amount | from 1.25% of the loan amount |
| Risk Fee | $0 | $0 |
| Additional Repayments | Yes | No |
Loan Application Form
Loan Application Form - Aged Care
Verification of Identity
Self Employed Borrower - Repayment Declaration (SEBRD)
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