Unparalleled Expertise
Seven decades of experience. Over 550 staff. The scale to bring opportunities to investors that other managers cannot access.
Investment Options
La Trobe Financial is trusted to manage investments for over 100,000 investors globally~. We are committed to protecting your wealth and delivering market-leading returns across the cycle.
Our foundational asset class, Australian Real Estate Private Credit products, provides investors access to high-quality, time-tested^ portfolios.
Our new La Trobe Global Asset Management products are designed to bring the best of the world’s alternative investment offerings to Australian investors.
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What Makes us Different?
Track Record
Time-tested^ portfolios with proven performance across every economic cycle.
Quality & Resilience
A commitment to high quality assets and disciplined investment processes delivering resilient performance across the market cycle^.
Monthly Portfolio Reports
We track and report on the performance of our funds every month. The latest reports for the La Trobe Australian Credit Fund and the La Trobe US Private Credit Fund are available via our Forms Library.
Australian Real Estate Private Credit Products
Australian Property Credit is a vast asset class, with $2.8 trillion in assets under management. The $11 billion La Trobe Australian Credit Fund offers investors an opportunity to access this asset class via a range of unique and time-tested^ investment accounts. With a focus on quality assets and disciplined investment processes, these accounts aim to preserve your wealth and provide low volatility income in good times and bad.
Classic Notice Account
5.00
% *#
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our Classic Notice Account offers investors a competitive variable rate of return from investment in a range of credit assets.
12 Month Term Account
6.75
% *
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our flagship 12 Month Term Account has been recognised as the “Best Credit Fund – Mortgages” for 16 consecutive years by Money magazine.
4 Year Account
8.40
% *
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Discover extended investment opportunities with our 4 Year Account. Invest in Australian residential and commercial credit assets.
90 Day Notice Account
5.30
% *#
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our 90 Day Notice Account provides a low-risk** investment in first registered mortgages, Australian cash, and credit instruments.
6 Month Notice Account
5.55
% *#
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Our 6 Month Notice Account provides investors with greater flexibility to suit their income and investment duration requirements.
2 Year Account
6.85
% *
p.a.
*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Invest in our 2 Year Account for low volatility income. Access loans secured by first mortgages across Australia.
Select Investment Account
From
7.50 % * p.a.*Current variable rate effective as at November 1, 2024. Rate after fees, reviewed monthly.
Join one of Australia’s largest peer-to-peer lending platforms. All loans included in the Select Investment Account are assessed by La Trobe Financial and secured by a registered mortgage over property in Australia.
Global Asset Management Products
La Trobe Global Asset Management brings the best of the investment world to Australian investors.
Now at USD$24.4 trillion globally, private markets and alternative assets are presenting a wall of investment opportunities for investors. Leveraging our private market expertise and international networks, we will provide individual investors the opportunity to access these previously hard-to-access asset classes.
Invest with La Trobe Global Asset Management and our suite of unique investment strategies to experience the best of what the investment world has to offer.
US Private Credit Investments
From
8.5 % * p.a.*Target distribution return, net of fees & expenses and before adjustments for FX rate fluctuations.
The US Private Credit Fund indirectly invests into a defensive portfolio comprising a majority of directly originated senior secured loans issued to US middle market companies. Gain access to the world-renowned and highly successful Morgan Stanley Private Credit platform.
* The target distribution return is net of fees and costs but excludes any adjustments for FX rate fluctuations. The target return is reviewed monthly and may change. This target return is determined with reference to the return benchmark of the Secured Overnight Financing Rate (SOFR) + 3% as at 31 July 2024. This is a target return only and may not be achieved.
Some of our Awards
At La Trobe Financial, we are committed to delivering market leading investment solutions. With a strong performance record through every economic cycle^, the 12 Month Term Account has been judged the ‘Best Credit Fund – Mortgages’ for 15 consecutive years by the well-known finance journal, Money magazine.
~ Total investors is calculated by adding all individual & joint investors (which includes some investors with a current zero balance in their account) to reasonable estimates of investors investing via platform, trusts or SMSFs.
^Past performance is not a reliable indicator of future performance.
**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.
#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.
Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.