Stock Refinancing
Our Residual Stock Loan allows you to refinance completed but unsold stock.
Loans to Access Equity in Completed Stock
Borrowers from 8.49%^ p.a.
Commercial – Our Residual Stock loan allows developers with completed but unsold stock in their development to refinance the unsold stock, providing more time to sell them or leverage the equity for their next project. We understand the challenges of property development, and our loan product is tailored to support developers in optimising their projects and investments.
Key Benefits
Flexible Funding
For gaining more time to sell unsold units or use the existing equity for your next project.
Developer Support
We offer specialised financing solutions that cater to the unique needs of property developers, enabling efficient project optimisation.
Current Rate^: 8.49%
Comparison Rate*: N/A
Security Type: Residential or Commercial security
Loan Purpose: Refinance or debt consolidation
Verification Method: Full or Lite Doc method
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (65% LVR), $15,000,000 (70% LVR)
Maximum LVR: 75% inclusive of interest budget
Lenders Mortgage Insurance Required: no
Maximum Loan Term: Up to 5 years
Repayment Type: Interest Only
Maximum Interest Only Term: Up to 5 years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): 1.50%
Risk Fee: $0
Additional Repayments: No
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
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How to get started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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