Tailored Financing
Our loans are custom-tailored to meet your unique borrowing needs.
Loan Options
We believe that property and home ownership are the foundation of wealth creation and achieving financial independence.
This is why we have created our broad product range offering lending solutions to suit your needs at every life stage from buying your first home, through to building your business and maximising your SMSF and retirement income.
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What Makes us Different?
Expertise and Support
Backed by our decades of experience, we offer unparalleled expertise and dedicated customer support.
Flexibility and Diversity
With a diverse range of loan products, we offer you flexibility to help meet your financial objectives.
Residential Products
Support your home ownership journey with our Residential Loans. We tailor solutions for every life stage and every financial goal.
Owner-Occupied or Investment
Discover our owner-occupied or investment loans which are designed for Australians seeking home ownership or property investment. Flexible features such as redraw facility and cash out for personal and business/investment needs, with income verification.
Self-Employed
Explore Self-Employed Loans with alternative income verification. Tailored support for the self-employed community.
Construction
Turn your plans into reality with our Construction Loans. Designed for new homes, investments or expanding your current residence.
Self-Managed Super Fund (SMSF)
Designed for Australian residents with existing or newly established SMSFs looking to invest in residential property as part of their superannuation portfolio.
Everyday Heroes
Supporting our heroes with discounted residential loan pricing. The Everyday Heroes Loan® for eligible Police, Fire, ADF, and Emergency Medical Services workers.
Bridging Loan
Designed to support a seamless property transition with our Bridging Loan. Short-term financing for purchasing or building a new property prior to having completed the sale of your existing property.
International Borrower
Unlock Australian property investments with our International Borrower Loans. Tailored solutions for eligible non-residents and expatriates.
Rural - Residential
Realise your rural property goals with our Residential-Rural Loans. Designed for purchasing or refinancing non-metro residential-rural properties for personal or investment use.
Commercial Products
Explore our Commercial Loans designed for PAYG and self-employed borrowers. We tailor solutions for a commercial property purchase, refinance or equity access.
Full Doc
Flexible lending for PAYG and self-employed borrowers with our Commercial Full Doc product.
Lite Doc®
Tailored financing for self-employed individuals with our Commercial Lite Doc® product. Alternative income verification methods accepted.
Lease Doc
Flexible financing with our Commercial Lease Doc product. Utilise rental income from your commercial property as the primary income verification.
Self-Managed Super Fund (SMSF)
Support your SMSF investments with our tailored SMSF loan. Suitable for those looking to invest in commercial property for their superannuation portfolio.
Development
Unlock development potential with our tailored Development Loans. Suitable for small to medium-sized development projects.
Rural
Support your rural business ventures with our Rural Loans. Tailored for non-metro properties over 100 acres which are used for business purposes.
Residual Stock
Optimise your property developments with our Residual Stock Loan. Refinance completed but unsold stock in the development to unlock equity, consolidate other debts or fund your next project, and more.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional, and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
Some of Our Awards
At La Trobe Financial, we are committed to delivering market leading investment solutions. With a strong performance record through every economic cycle~, the 12 Month Term Account has been judged the ‘Best Credit Fund – Mortgages’ for 15 consecutive years by the well-known finance journal, Money magazine.
~Past performance is not a reliable indicator of future performance.